Typically, you can do a "rate & term" refinance at any time.

Good afternoon, I posted this in the construction section and I thought I would post here for additional insight!

I've seen quite a few flips and new construction homes moving towards vinyl plank.

@Dawan Scott That is typically the primary issue with working with funds in my experience.

I typically use 10% for cap-ex/ reserves. 

I'll assume you gave them ample warning before they signed the lease that construction was going to be done in the other unit.Most areas have city ordinances for the days and timeframes when construction is allowed. 

Last I heard, they were second highest in the country, with Miami being #1.If you have a loan on your property, your lender will typically require you to carry "Named Storm Coverage" (NSC) insurance. 

,Zillow is typically wrong, it is a tool that doesn't take in to account many of the variables, I would put little weight into it. 

Having your contractors license in "general Construction" will allow you to do a majority of the oversight and save you money.

I have completed a HELOC so I will have some cash in hand for construction costs or a quick cash purchase of a property.