This is a document that uses the address in question and the FEMA flood maps and determines where the structure (note we can only insure structures not land) The reading will come back with a note that the property is in a Special Flood Hazard Area (SFHA) which are typically your A's and V's.An  Elevation Certificate (EC) is a document that a homeowner usually has to do and pay for and is typically used by the  FEMA/NFIP/Government policy (which has had a  50-year monopoly on flood insurance) The Elevation certificate is done by a FEMA approved Surveyor where they come out and get a bunch of measurements around your property (Elevation measurements) and put together the formal EC this cost anywhere from $600 - $1200 I always recommend my client shop the options and pit them against each other.

Up and coming close to beaches, shopping, culture activities, restaurants, etc. in a growing and desirable town (St.

Just because they said that, doesn't mean that it's true.

Shop each and every expense out.

So true indeed!!!

One of those to good to be true situations.

Hi Robert,  yes that is true. 

It pays to shop around when you believe you're close to that 20% equity mark.

Is this true?

If the numbers look to good to be true, they are!