I found a lot of homes with mother/daughter and in law suites.

Added a bathroom to create downstairs master suite.

If I can’t get a mortgage, are there alternative loans that would better suit my situation?

If I can’t get a mortgage, are there alternative loans that would better suit my situation?

Two story, 3 bed, 2.5 bath with a very large master suite with a sitting area.

Given inflation is about 1.9% London property is not keeping up even when you take the net rental profit into account.All of this in mind there may be alternatives that suit your needs better to reach your investment goals.

Judging from the enthusiasm in your initial approach, it seems you might be more suited for investing independently. 

I like the umbrella coverage because it results in having a heavy weight on my team when it comes to any law suit or threat of law suit. 

I was told a HELOC could suit me well.

@Joe Hermanson send me your variable expenses metrics your going to use for calculation and purchase price capabilities and I will send you what suits your needs.