All your guys comments got the wheels on my head spinning, and helped me get some traction so thank you!

Exciting things headed your way.

I am headed to one tonight myself.

But that takes a little time and practice; otherwise, you'll be like a chicken with your head cut off....running around making a mess of everything and ending up....well, in a very bad spot.Your goal(s) will determine your methodology, and your methodology will determine what actions you should be doing today, tomorrow, a week or a month from now. 

Lots of talking heads who don't know what they are talking about.PERSONAL OBSERVATION:I live in So CA in a area with a large Chinese population, so it's interesting to see how many people in a Chinese Bank are wearing face masks.

Brevard county seems to be a good place to experience substantial growth in next few years And has some great fishing. 

I have reached out to a few agents last night and am waiting feedback but so far none of them had the answers I was looking for off the top of their head.

Your other siblings may have to sign on the loan as well-depends on the entity you get the loan from.Just a heads up -if a family member is moving in, discuss terms and get s signed written lease before they move in.

You send in a written challenge (verbal over the phone does not meet the requirements of the law), and the agency has 30 days to either substantiation the charge (i.e. it stays) or remove it. 

If they loan you 75% of the value of a property, they can foreclose on you and sell the property and recover most, if not all, of their money.If they loan you 100%, and subsequently foreclose, they will suffer a substantial loss.