You dont have to start with just SFR or anything, just depends on your situation and what you can structure.

Would love to hear from others who were in similar situations with student debt and what they did to mitigate it best while managing to invest in RE. 

Every situation is different and you’ll probably want advice that’s tailor-made for you.

Or is there an inference made that with the HELOC, once you tap into it in a situation like this, it is assumed that you refinance it into a fixed rate loan so you know exactly what you're dealing with month-to-month?

Hi @Scott Choppin,I have been playing around with the idea of doing a smaller development type situation in my city of MissouIa, MT.

Hello BP,I have a unique situation and not sure how to construct an agreement and would like some advise.I do investing in Los Angeles, my brother has a house in Long Beach that was a really bad purchase from the beginning, long story short he asked me if I can help him fix it and ultimate flip it.

Make sure to tell them (agent and lender) your situation too.

Sometimes I do complete tear downs and rebuilds and other times I do gut renovations and/or additions (depending on what the situation calls for). 

Thanks for the reply gentlemen, the search will continue.Are there any real life situations out there where I️ could get a breakdown on what your actual income/expenses/returns have been for a 16-48 unit apartment complex(s)?

There are endorsements that you can add that will cover certain things and depending on the property and situation they can make a big difference.