I'm not just referring to the job, I'm talking about the concept of working for others and more importantly the idea of trading my time simply for money was not doing well for me (mentally).

These are merely suggestions , since i having started working it per say. re: the hang ups unless you want to call and directly say something like " I see i've missed your call do you have a house to sell" i would simply send another letter and maybe an experienced wholesaler can chime in here but I don't think you should send the same letter.As for the problem of not closing i guess you can chalk it up to learn curve. it's a numbers game (or so i'm told) so keep trucking

Tenant will prove dirty apartment at move in with pictures ,call the tenant apologize for the misunderstanding, return the money and move on; Tenant  will most likely win in court and you will most likely pay deposit plus penalties x3, plus your lawyer's inflated fees good luck

But, if you chose not to hold the property in your portfolio and to put it on the market and sell it for market value the scenario may look like this:  (Win-Win, he no longer has to deal with a property that he doesn't want and his debt will be erased sooner rather than later and you convert that 50-75k of equity into cash that you can use for your future deals). 

My company uses Alerus and i can log on and simply model a loan and they tell you exactly how much you can take out. 

Some ignore failure, other refuse to acknowledge accounting losses as useful stats and other just win from day 1.  

Eventually you will recognize a potential good deal on your own simply by spending time looking online and physically visiting homes in the areas you would like to invest.Another thought is determining just how much rehab you are willing to do. 

I cant imagine any lenders allowing a cosigner to be removed by simply signing an addendum.

I am told these in-house lenders will often be able to simply the process, as they only have to satisfy their own requirements, and not the requirements of the bigger banks that may eventually be buying the note.The issue with finding 'portfolio lenders' is that just because a bank meets the definition, they may not even know the term.

Empty units simply give me the opportunity to renovate and raise rents. 3) Appreciation always follows NOI, so if you can establish a solid record of $8,000/month NOI that translates into a stabilized value of $1,200,00 at an 8 Cap, which is going rate for stabilized class C properties.