Buyer shall obtain and pay for post-Closing continuation and premium for Buyer’s owner’s policy, and if applicable, Buyer’s lender’s policy.

The LLC is an additional insured on all the policies related to the property.

We have property damage and 1M liability (may be 2 million now not sure we may have increased it) with CBIZ We have 4 policies, rates range from $850/yr ($85K property) to $1700/yr ($300K property)Covers INCOME LOST due to fire or other damage for up to 2 years of proven income PLUS the replacement cost of building.

I have a strict no smoking inside policy, it has disgusted me my entire life. 

Be sure to hold firm on the late policy and adhere to the lease agreement.For marketing you could use all three of those methods.  

I too don't care for some overpowering micro-bureaucrat, I also don't like hearing at some large retail outlet or cable provider messing with me that "that's company policy, sir".

Peter Rigakos makes a lot of sense why the Board is moving to this policy.

As an investor we, obviously, don't live in our investment properties.The issue is that my insurance company didn;t want to renew the policy today because the house is a vacation rental, meaning that it rents only for around 4 1/2 months out of the year.The balance of the year we use it as a second family home (we come and go all the time and we do enjoy the property).So we're in the house for about three to four months out of the year and have it rented for about another four months during the year.Does anybody have trouble insuring their vacation rental properties in Florida?

I'd look over the title policy and hope for a flaw and/or use the remaining time trying to salvage the situation.Get ready to take this on the chin as part of your learning curve.

@Donnie Mac your renters should be looking to get a farm/ranch policy.