Which is another reason I think giving away 70% of the profits for just the 25% down payment is unreasonable.

Maybe they owe you some money and don't want the confrontation.No matter the reason, it doesn't serve any purpose trying to guess what you'll find.

I wanted to hear other perspectives because well the one application was 60 minutes earlier isn't much of a reason.

If the stairs are now stained I would leave it that way and only touch up what is already paintedI don't see any reason to do anywhere near a 10K make over.

When i call back later, when im available, i always apologize and say i was doing a walk through or looking at another property lol @Nzinga Augustoi personally wouldnt do #1 or #2 for a couple reasons, Lets say you get a call at 830 Am and the VA sends you the info......you cant call until after 5 anyway.......same thing your voicemail would do...........also, i would keep your costs low until youre getting consistent deals.......just my opinion. 

Any suggestions on some reasonable, reliable contractors for metal contemporary style railings ?  

What I have said in the lawsuit I have filed: The Declaration authorizes the board to make reasonable rules regarding the use of the property. 

I’d say 90-95% of the time, quotes come in extremely reasonable and the work is done properly. 

It's been my experience that most tenants are reasonable and understand that "magic repair fairy dust" doesn't exist.  

Good luck getting Chase to hear you out.This is one of the many reasons that it's best for W2 earners to start slowly as investors, not to say that you aren't doing that, but in general, the learning curve is great.