If your comps are lower in price, expect appraisal problems.

They listed every property for 40-45k lower than the zestimate making it to be instant equity even if one doesn't get a lower price than the asking price.9 - SFH and then Multi?

To offer my own opinion, I'm set on saying a house hack it too risky and leaves you living in a lower quality home compared to the size of your loan.

Lower your numbers and decrease your risk.This might be to low for a bank to invest so maybe look for a  property around $100,000 kicking off $1300 in cash and you will be happy too.

typically places with great historical appreciation have higher entry cost and lower cash flow.  

So here is the timeline..2015 - bought duplex for 455k with FHA2016 - did shotgun refinance to lower my interest from 4 to 3.252017 - fins out I have shortfall and my monthly payment had increased.Here is the LA county tax info: AIN: 5188-016-029 

(Both are stress-inducing and strange considering they don't mimic the residential market, so be prepared for that).

You may also want to hire a lawyer to review the title documents to see if he or she can help you sort the mess.But I would again stress that the quality of a settlement agent varies greatly.

You are simply much less competitive when you need to lower your offer by x amount to take into account all the fees on the loan...

Like most things in life, it's a double edge sword.Buyers benefits include being able to negotiate terms, lower down payment, not having to qualify for a loan with a bank (if you have issues preventing approval).