Housing always increases long-term. 

When you google the terms I mentioned, count how many times the websites say "powered by carrot" at the bottom. 

As long-time QuickBooks Desktop users, we were working with the 2019 version.

Adjustable-Rate: If you plan to refinance, we can discuss fixed-rate and adjustable-rate mortgage options that suit your long-term goals.Cash-Out Refinance: Once the property appreciates, a cash-out refinance can provide funds for further investments or renovations.Living in the property initially helps you build equity faster.Your townhouse investment is a promising venture.

Longer term 10+ years the lock ins will fade away as life forces people to move.  

Beach property has been a long time dream.

For the past many months, I don't know anyone with more than, say, $5,000 in idle cash who isn't using Treasury Direct to get 5%+ on idle money; pick your term - short (4 weeks) or longer (52 weeks). 

Are these attractive terms for a housing market that appreciates on average 6%?

Together, we negotiated favorable terms with the seller, ensuring a beneficial deal.

There are several notable Non-QM lenders that offer reasonable terms on 5-8 units and very strong borrowers (with half the networth of the amount they're seeking to borrow) can go up to 29 units.