It's hard to get an accurate ROI the way you are asking as you lived there so you have paid the mortgage on it for a number of years which will skew the numbers...At this point look at the cash flow and base the cash on cash return off of your down payment and current monthly expenses..OR, look at it another way, how many years or renting it will it take to get your initial down payment back?

Turning your garage into living space is not as difficult as you think.

I BELIEVE usda loans are meant to be for your rural primary home, even if it was a 160acre corn farm their rauirement is simply you live there. 

Hi, my name is DJ, I live in near Worcester, MA.

I was planning on living in 1 house if that makes any difference. 

My husband and I live in St.

I am looking to connect with any RAl operators in San Antonio. If you're in the group, reach out I would love to chat. 

Thank Hey Eric,DSCR is a tool like any other loan product and as others have said, it will help you to scale, but you can't live in/house hack the property.Full disclosure; my company does DSCR and hard money for fix and flip exclusively and I'll tell you the same thing I tell all of our clients-exhaust the opportunity to use conventional financing BEFORE you dip your toe in the DSCR world. 

My finance and I are ready to purchase a SFH and rent out the condo we currently own and live in.

Live in one unit and rent out the other 3.