The steps you're taking are good ones in order to establish a FICO score, but as you already said . . . it'll take a while.There is an alternative process to this "automatic underwriting" called Manual Underwriting in which the underwriters are able to use manually input different data into the loan process and can often approve financially healthy individuals who can't get through the automatic underwriting process due to "no credit score."  

Your individual facts, circumstances, goals, and exit strategy for this business need to be weighed. 

All the 20+ APNs are in individual buildings but are somewhat spread out across the complex.

If the first example  was you take pride in the fact you are an honest, eager to please, hard working individual. 

I recommend setting up keyword alerts for each area as they are discussed in the forums daily with advertisements posted in the BiggerPockets marketplace hourly.One thing to note when looking at the individual markets, you can make or lose money in any market.

That's definitely an individual basis questions. 

You aren't going to get past it, its well established in PA that transfers between individuals & LLCs triggers the transfer tax.

I literally clicked reply on another forum hence the reason the individuals name is tagged and all.

And also, should the policy have all the individual members of LLC listed on the policy ?

We have a lot of competition in our market with other companies or individuals sending mail but I hear time and time again from sellers that the majority of people sending mail don't answer/return phone calls and are just unprofessional on the phone.