That's why the one you're living in has a lower rate and higher ltv; because the risk of foreclosure is less than the rental.I would rethink the ethics of the whole thing before I move forward and yes, mortgage fraud does get prosecuted, particularly when the information is out there on the internet for all to see.StephanieStephanie P.So Stephanie would you recommend I buy this duplex as an investment and have a good chance of moving into it as a primary? 

It's for like minded individuals who have a lower chance of a catastrophic health problem.

When I look for subcontractors, it is not ALWAYS the case but if they have a good website that shows their previous work, there is a better chance of them being better quality then google search.  

However, if I had the money I could easily find uses for $30k in improvements (Debating between aesthetic and functional improvements).

I'm going to move and will be in a location where I can easily invest in a few MSA's within easy driving distance.The challenge to getting a solid handle on what those MSA's are doing overall is finding decent data: it's either for a single point-in-time (not showing year-over-year trends), dated, not reputable/no idea where it comes from, or too much money to take a chance on it answering my questions.Any recommendations?

New construction seems to be assigned a higher tax value than improvements or say an addition to living space.

I understand there would be interest, fees and improvements to be reimbursed, but the purchase price my partner paid would not be reimbursed?

I then rented it out to a couple young professionals who have actually improved the property since they've lived there (Best tenants ever!).

I then rented it out to a couple young professionals who have actually improved the property since they've lived there (Best tenants ever!).

I hope they improve but I am considering other options if they don't.Another note; they are always very friendly on the phone.