Would they sue us if they or their kid develop any health issues that they can tie to the potential mold?

Being an investor yourself helps immensely. 

You mentioned health care, but what do you plan on doing for your health care coverage without your W2 job?

However, having an real, personal, and established relationship with individuals that you can eventually form a symbiotic partnership with when the time comes, has immense value. 

It is hard to take good photographs of empty spaces, so light staging would help immensely.

The ACA was supposed to lower rates this everyone would be forced to purchase health insurance.

But they basically need to prove that granting the special exception will lead to a "substantial threat" to the health and safety of the community.

In this publication they state "If you don't meet the eligibility test, you may still qualify for partial exclusion if you moved because of work, health, or an unforeseeable event.The publication then goes on to say Important factors for determining if an event is unforeseeable are:1) The situation causing the sale arose during the time you owned the home, and used the home as your residence. 2) You sold you home not long after the situation arose.3)You could not have reasonably anticipated the situation when you bought the home. 4) You began to experience significant financial difficulty maintaining the home.5) The home became significantly less suitable as a main home for you and your family for a specific reason.  

This last document, in particular, if reasonably accurate, will reveal the true financial health of the HOA, and the potential for future Special Assessments or dramatic fee increases.

We all cash flow immensely, and most of us started only 4-5 years ago.