I am an investor in modesto and have lived here most of my life.

(There is also the multi-family house-hack where you buy a duplex, live in one side and rent the other, but A) those are harder to find and B) the numbers don't work as well as rent-by-the-room.)So for instance, in Denver or Colorado Springs here, house-hacking would be buying a 4-5br home.

CA is a great state and as a former resident I know first hand why people continue to live there and move there.

I too live in the Lower Bucks County area.  

@Ardian Selimi "this was self earned thru 5yrs of sacrifices and hard work 12-16hr days 7days a week" - What do you do for a living? 

We live in Charleston as well with 2 kids at Clemson.  

Overall the portfolio is about break even or slightly positive depending on the month.Here is the WHY behind how I was able to use this loan to my advantage. 1) I am not too concerned about immediate cash flow as I'm not looking to live off of the cash flow day one.

I live in the Greater Boston area.

Step 1 is getting your expenses to bare bones, next to nothing cost of living beyond the basics.

However, what will you do when there's a problem with one of your units and you live an hour and a half away?