For example, in your case Anthony - do you think your track record as a reliable borrower/mortgage holder gave your lender the extra reassurance to warrant that flexibility in the ratios? 

thanks for the reply. yes. my intention is to fix and flip the house. you've given me some food for thought. 

Food left in the fridge, lots of items in the house.

Having a HUD home doesn't necessarily mean that you'll have Section 8 voucher holders in your area.

Does a lien holder who redeems the land pay back what the investor paid for the land?

Even with a scrubber, I don’t think they could get the holder of the first to stop reporting since the loan is open.

Now, my couny social services office is making a big deal about me getting food stamps etc,  as they said I can't be my own landlord.

@Aaron BeauchampFor properties that did flood and were in food zonea and were purchased by flippers, did they sell just as fast as before because of the demand for housing or were people more cautious about buying a home in a flood zone?

I’d like to own my own buildings and not have other stake holders who are owners.Anyone take this approach? 

That's great if you are a fast food restaurant, call center, or employing an army of drones following scripts.