most commercial loans have covenants that require certain equity.. the borrower to maintain a certain net worth and the DSCR maintain a certain level.. you right last 10 years most props meet all those requirements.. its when they dont that things start to happen.. there was a TONNE of Cash calls last go around..

I'm good at what I do, but I don't know that I'm at Teaching-A-Class level quite yet, so that's likely a little further down the line.I'm dying to hear your opinions, especially you veterans out there!

The owner has been working on chasing leaks and now has the water bill down to a semi reasonable level. 

This company appears to be holding themselves out as a direct lender, and in order to be a lender at the level they claim in California, they would need to be licensed. 

A lot of high level brokers do indeed look down on the little guy that doesn’t have a firm but it is crap and we all know it.I would find an excellent RE agent who does commercial in your area and connect with them.

I live in a tri-level home with the modem on the bottom floor and my wife's office is in the far corner on the main floor and my office is on the top floor on the opposite side of the house from my wife's office.

That amount is sometimes a flat dollar amount based on you, your experience level and your own finances.

Banks track number of services per client as a cross-sale ratio and it determines not only your service level but pricing.If you really don't want the bank account, ask your lender what other service they offer that could substitute for it - maybe a savings account or credit card.  

AirBnb needs to look like they're doing some level of quality control, because all hotels have something in place now.

The vacation rentals you could keep or sell, at your level don't know if it would be worth your time to make them short term rentals..