Is there a way to get loans on rentals properties for less than the 15-20% standard, and if so, how?

So I've discovered that my condo in Long Beach, CA has termite damage in the kitchen cabinets.

If your style of investing is to have your properties paid off faster, then I guess this may work, but I think you’ll find if you keep learning from the site you’ll discover better methods than just 15/30.

The house just needs to be inspected to ensure it meets Section 8 standards. 

He told me what they are doing is standard, blah blah blah.  

Basement:- Ikea Kitchen w/ laminate countertop- new standard doors/frames/hardware (lowest prices ones)- New Ikea washroom vanity/fixtures- convert existing shower to bathtub (standard)- stainless steel appliances (get lowest priced ones)- stackable white washer/dryer (get lowest priced ones)- pot lights in living/kitchen/hallway- standard light in bedrooms- enlarge livingroom window (to get permit)- new flooring - Luxury Vinyl planks- AC/furnace/Roofing - 16 yrs old (should I replace before refinance?

Type of loan I am going to use is a standard FHA 203k.

@Edward Kanive It will be very hard to prove to the IRS that you and your wife meet the standards that @Taylor L. listed above. 

The standard contract isn't assignable unless everyone agrees.

Section 8 adds a standardized lease, annual inspection and a subsidy to enable the prospect to afford your rental.You and Tenant sign your lease and the S8 lease.