(different loans have different seasoning periods for your funds and different guidelines on allowing gifted funds - something to consider) To determine closing costs you can call a local title company in your chosen area and ask them for their fee sheet and your lender should be able to provide you with any other fees associated with the loan.

MI is the mortgage insurance lenders require.PMI is set by lenders on a lot of different loan programs. 

In the meantime, we have set our sights on a different geographic location (also in the same state) for our retirement, and trying to figure out the best strategy to afford to ultimately purchase a property there.

Primary residence and rental mortgages could be different.   

It made it super easy to see the difference in pricing and I ended up saving a decent amount.

Possibly they have a different address registered at land title.3.

I hadn't considered it since the project will likely be no more than a few days.Future dock injuries are already something I'm planning to cover through a different policy associated with the business operations and unfortunately, you can't get a dock warranty on something like this.

Did you decide to move forward with them or did you choose a different course of action? 

Very different places in my opinion.Are you working remote, or will you need to find work?

I think one of the biggest differences between TX and CA (we moved from Bay Area) here is the price differences.