I have noticed that CL is less effective so it might be consumers changing their preferences.Or it could be the season.

If they deny your application, they are at risk of being sued, fined, or worse for failing to follow fair lending and consumer credit laws.

I don't mind paying a fee to a broker if I buy/sell something, I just don't want to do anything that's so time consuming that it takes away from the rest of my life/job/etc.

I have evicted tenants before but here in Illinois it is time consuming and costly. 

Real estate being "inefficient" and being able to buy under market value is another huge pro to real estate .Tax advantages can be great too .Also unless you are investing in an index fund investing in the stock market can be pretty time consuming .

That can range from time consuming to impossible if it is in the coil. 

@Glen Ruggiero sounds expensive and time consuming.

CBRE said to expect a spike in demand for warehouse space from building supply companies, charities, and consumer-goods distributers.

Maybe you can wait them out until they're consumed by these repairs and fixes that you say are needed.

I've spent the past months consuming as much knowledge as possible in preparation for my first deal.