When meeting requirement such as income, do you go based on combined income of all applicants?

The combination created a huge industry, drove prices down year after year, started new businesses and jobs, which in return created additional tax revenue.The program was such a success that they were able to power down coal fired plants and delay the scheduled construction of new gas fired plants.

@Sean Canada Should really use a combination of things.

Combine that with what you're reading, and go out and try to make a deal of some sort happen.

I’ll cut to the chase....Has anyone here combined seller financing with more traditional financing to 100% finance a property?  

It can be combined with their age, how long they have owned the home, equity and other property specific criteria.

In contrast, a few months ago, I bought two homes in SC for $140,000 combined. 

I appreciate all the answers and have been reviewing info throughout the forums, but are there any tools you use for analysis for your STR or are you mostly using a combination of tools. 

Zillow and Redfin currently estimate our home value around $369k.We also only have about $20k in cash that we'd be willing to part with (a lot invested in stocks), so not a huge upfront down payment, but we make $270k combined annually. 

We are using a combination of our savings and a HELOC drawn from our primary residence.