Not even close. 

What I am getting at, is if it is worrisome, or avoidable, as even a good deal(see scenario above) will raise DTI In that case, yes DSCR loans closed in an LLC will not report to personal credit and won't affect your DTI. 

I'd end up putting it on the closing statement and not budge off of that. 

You may not find one exactly like yours or in the exact neighborhood, but surely there's something close.

I have several properties now that the office is closed on Monday or Wednesday during the week as an 'office day' .Depending on when the property is closing out their accounting month, that would be a busy day also. 

Figured we could try to negotiate lot premiums, design incentives and closing cost incentives ourself. 

@Ido Roth If you search on BP using the spyglass you will find a lot of agents who are active in the investment space.

real estate agents. 

if you own the land free and clear there are options for financing with no upfront cost with closing costs and initial draw coming from the land 

First time home buyer programs to pay for downpayment closing costs and renovation How did you add value to the deal?