My parents are blue collar immigrants.

Rent-To-Own, Pay Day / Cash Advance Loans, Sub Prime Auto, Cell Phones, Court and Child Support)So what is the solution?

To be able to minimise the withholding {US} & dividend {Cdn} taxes and control the timing of earnings repatriation you should explore using an U.S.A. incorporated entity which is a child subsidiary (100% owned) of a Canadian corporation.

Lots of us went to school (lots of school) without parental support / loans.  

This calculator doesn't work for any of my houses or my parents.

I've been in the business since working as a child with family members on RE investment projects and things constantly change.I'm just north of you in Broward, and have an office in the New Tampa area as well. 

We have great tenants now, with jobs, and they are cooperative and pleasant.In our FL condos, our tenants are mostly younger couples with one small child, or young professionals.

We often get student's parents asking about paying in a semester, term or annual rent in exchange for a small discount.  

I have done this in the past only used my parents.

So a 3 bedroom for $1500 a month and having there parents to sign the agreement as well.