Business owners can move to cheaper warehouse type space4.

With life-of-loan mortgage insurance, as mentioned. 10% down 2-4 unit FHA, you get mortgage insurance that drops off after 11 years, and that is a tad bit cheaper in the meantime.20%, boom now you're going conventional and no mortgage insurance.In any/all cases above, you would/could look at refinancing down the road if it makes sense.

@Gerardo EscutiaA new tenant would be cheaper 🤷‍♂️

I agree about Hawaii being the 9th state Hawaiian airlines really has a monopoly on that route price is double any other route.. so when I go in December I have to fly to PDX first then go over.. still far cheaper.

I currently live in queens where rent is much cheaper than the city but everywhere prices are skyrocketing.

I wonder if it would, on net, be cheaper to pay for perfect books and then have lower tax prep costs.

That's the same kind of rents I'm seeing in San Antonio on houses $200,000 cheaper.. and Texas has no state income tax (which is a reason I'm transitioning into that market). 

I would only buy a 2/1 if I could get it for cheaper than what it costs to buy a 3/1 or 3/2.

Either they don't know, or I can convince them my 3% is going to be cheaper than closing cost on a refinance, which is usually true. 

Also remember that cheaper isn't always better, ask for pictures and references for a tar and gravel removal job of that size and multiple flat roof references.