Dangerous too.Don’t fall into the trap, Matthew, that there is any difference between the terms hard money lender or private money lender.

My wife was born and raised here so she knows the area quite well but I figured that we should turn to experienced and active investors in the area.

I have a few things already started in the area but I havent had any luck with "off market" properties anywhere as they are typically "penciled" and I am not falling in that trap.

Although I am trying to learn as much as I can, I do not want to get stuck in the trap of reading forever without taking actionable steps, and I feel I am at the point where I am ready to dip my toe in the water.If you've made it this far (sorry, I didn't mean to write a book), thank you and I look forward to interacting with you all!

They were born at a time of abundance and they learned how to get the most with the least amount of their personal effort, time, or resources.

I am a new part-time investor, but born and raised in Toledo.

I spent most of my early years in the land business my dad was a land geek befor the land geek was born.. he roamed most of CA buying tax sales lots and then flipping them on contract which is what most that get into this do.. the lady talking about San Berdo and such those are just high desert lots there there are hundreds of thousands of them.. 

Moisture is trapped in the wall which can create mildew/mold issues inside plus it decomposes the brick itself, and rather quickly too.

  :)   You want to be checking under sinks for leaking p-traps etc etc, changing the furnace filter etc. 

We weren't born here...)I like using examples:Let's assume you are single and your state has a 5% income tax rate with a $10,000 exemption.