While here on Bigger Pockets I want utilize the information available to the best of my ability and also network and help out as many people as possible.

I don't care if I lose the ability to depreciate. 

In my research the only way to go is a solo 401k that is self-directed where I have the ability to invest in non-traditional assets such as real estate.

This callous act causes severe damage to a renter's future ability to secure a decent shelter for their families.It seems to be a statement of class preference versus actual qualification.

@Alex PeauOn a sub-2, their debt ratio will be affected, because the loan is still under their name even though they are not on title.The seller's overall financial picture will greatly influence their ability to qualify for owner occupied traditional bank financing on their next home.This is a very frank conversation you must have with the seller so that they know exactly what the ramifications could be.If you are planning on flipping the property then the sub2 loan gets paid off anyway.The longer you hold the property & the underlying loan stays open, the more risk there is for things to happen (lender calling loan, borrower BK, etc)I buy sub2 on both NOO & Owner Occupied.

I told her I was less concerned with credit history and more concerned with their income and ability to pay their rent.

If you have the ability to kick in $120K, you're unlikely to get a short sale accepted.

I'm under the believe that in order to be successful in what you do you have to TRULY believe in yourself and your ability to provide a BENEFIT to someone else.

I have a certain set of circumstances that limit my ability to use certain strategies right (funding, location, etc)?

Mike Franco I think she definitely understands that this is going to serverly impact her ability to rent anything in the future.