There are other components(which I encourage others to elaborate on and/or you to read up on), but the main thing is to absolutely keep the LLC account separate from your personal account(s).

Hi @Thiru SubraYes, we Canadians can absolutely invest in US real estate - I've been doing it since 2012 and know a lot of Canadian investors operating in the US market. 

In my opinion, any PMI is a waste of your money and should be avoided unless absolutely necessary.

@Kristopher Hanks Absolutely!

You absolutely should be asking tons of questions, so don't hesitate to jump right into the forums.

Now, building rentals, absolutely, just don't be selling them within a year, lease them.

Not only that, I have two other loans with the same lender, but not for as long (1.9 and 1.5 years respectively) which also have not been reported.So here I am again, with absolutely zero credit history, back where I started 3.5 years ago.  

Which is good information to have, but like you suggest, maybe getting that info BEFORE we start working together would be best.The hidden fees thing: you're absolutely correct, no business regardless of occupation is going to tell you those.

It makes you focus on what you feel is the absolute single most important decision of your life at that very instant.  

This is an absolutely amazing site and the connections you can make are beyond valuable.