When used as a substitute for "Subject to", it circumvents "Due on Sale" because the title doesn't "change hands" right away.Seems a bizarre way to sell your home unless you need to do a "subject to" or you have little or no equity and can't raise your share of the closing costs as the seller.The agent may be a "wanna be" REI without enough education or ethics to make a go of it at this point.I'd find another agent...David J Dachtera"Success is not a destination.

You could use your equity/cash reserves to acquire properties "subject to" .

How are you minimizing the risk of the lender calling the loan on your Subject-To deals?

@Royce SandersMy last Subject To deal was from an out of state seller whos tenants trashed her house.

So this guy turned his 2 story duplex into a single family. Very nice inside, no repairs. He owes 275k its looking like it's worth 310k. Mortgage payment is 1850. It's Ina flood zone so that's kinda why he's wants to ...

A certificate of authority authorizes a business registered outside of the subject state, to do business in the subject state.  

Whatever's leftover at that point is subject to a hefty self employment tax.

Side note- SUbject 2 is like a land contract but instead you get the deed at closing instead of after mortgage pay down

I refinanced with a portfolio commercial loan with this property, another subject 2 property and another conventional financed property.

I have done a subject to transaction in the past which turned out well.