The lender wants to see that you know what you're doing.

Now I got to the point to start flipping houses and I am in the process finding private or hard money lenders locally.Good luck

@Michael Vallee Most commercial lenders will not require a W-2.

Also, what type of bank or lender would loan you money on this type of investment??

Originally posted by @Michael Blizniak:I am looking to take a investment property loan and put down 25% and upon research I'm seeing hat I need 2 years property management experience in order to use rental income to qualify,  That's just an overlay, find a REI-friendly lender local to the real estate you are buying. :)@Robert Gregg might be a good person to touch base with.

HI Michael, So that 2 yr property management holds true for some lenders like wells fargo ( I just left there) but where I'm at now no you dont need it. what we would do if you dont have a lease agreement already lined up is order a investment property appraisal and the appraiser would determine what the rental market is there. if that doesn't work we have a portfolio lender as a plan B that will most likely do it as they don't play by fannie and freddies rules. 

questionable would be my take.. make money on your subscription.. those offering private lenders are to be check out thoroughly   private lenders generally are private thats what makes them private they don't join groups like this. 

I talked with my lender and she stated that we cannot acquire a loan through an LLC and it would have to go under our individual names.  

I suggest you call a few local lenders in your new location and see if any of them do VA multifamily loans.  

I didnt know about bigger pockets back then I bet this group could have helped me find a lender willing to loan me the money.