That said, even though they don't show on credit, when applying for new loans, it's still disclosed through the personal financial statement, tax returns, and bank statements.

On the other hand, I look at a someone who willingly runs up a credit card or a cable bill, and forces the company to send them to collections, as a personal choice and more indicative of someone who makes bad financial choices. 

Tell:How do I provide valueMy future goalsMy current financial info (2 years tax return, pay stub, 2-3 month back statements, outstanding loan balances)Appreciate any feedbackThank you,-Dan Monk

I'm a construction project manager and I actually love doing it, I just hate working for someone that does not appreciate hard work and i'm sure you've all felt that way.I have a "One Thing" goal of ultimately being financially free from owning rental properties. it would be amazing to complete that goal/dream in 5 years, but realistically it will be 10.

I am hoping that getting into real estate will allow me the financial freedom to be a part-time nurse instead of a full-time nurse. 

It is true I am giving my time away for free, but where I am at financially, that makes more sense than buying a course.

@Cameron Peters @Zachary Critchett  A package containing your experience, personal financial statement and credit report, how the funds will be used and the exit strategy so the lender will be paid back, are all good starting points.

Note: If in the process of waiting you decide to back out for any reason you can do so by informing your realtor and there are no financial penalties for doing so.

While you want to research your own expenses, have you asked the seller for T12, and past 2 or 3 years of actual financials?

In theory it sounds so simple, but I know I’m ready for the years of hard work to put in, I ultimately want to achieve financial freedom for my wife,son and I.