And also thank you for the kind words of encouragement @Steven Butala!

J Scott who has written a great book on flipping highly encourages that you get your RE License.  

Much encouragement to you.

It is encouraging that there maybe a chance that I still can be financeable.  

Nothing is 100%, of course.An umbrella policy actually encourages litigation as it presents a goal for which litigants can strive.

Again, these folks should be singing the praises of the company and their further education and encouraging others to take that journey too.

Hi @Mark LeCounte, @Robbie Reutzel told you what you need to know so I don't have much more to add other than to encourage that you read The Ultimate Beginner's Guide to wholesaling if you haven't to give you a good overview of what wholesaling is all about.

I'd encourage you to head to your local REIA's and even BP meetups as well.

If you would like to spend some time on the subject, I encourage you to look at the inventory levels over the last 10 or more years vs closings per month.

The two other offers were:1. cash offer of $45,0002. owner financing for $52,000 with $10,000 down and $600 for 70 monthBTW, meanwhile, we have sold the house with a wrap $120,000, with$12,000 down and $108,000 financed at 8% for 18 years.Thanks you all for your encouragements!