You cannot do both simultaneously.MikeThat's what I thought as well!

I have some properties out of state as well as in-state. 

I look forward to continuing to learn from the BiggerPockets community as I navigate my real estate investing journey.I’ve had some success on the eastern shore of Maryland, though even that market has started to frankly become expensive, there are still pockets of potential growth both rent & appreciation, thoigh it’s becoming harder to find, also there is a massive rental shortage out there, a county I just put a property contract on, literally has 3 properties for rent right now, but it does make rental comps quite difficult, outside of that I’ve started looking a little more into western Md and some southern pa markets but still trying to get a feel for them, overall I think in this market places that are affordableish and have some draw will do well with the continued wfh + affordability crisis but keep in mind while I think the eastern shore is actually fairly safe market for the most part a lot of rural areas definitely have boom bust potential and in theory more risk than dc metro, though the low price points do by definition tend to mitigate some of those risks. 

The SFH are not cash flowing well. 

Well, we all know real estate investing, especially flipping houses, isn't quite that glamorous.I thought it’d be fun to share some real-life stories and lessons from our flipping adventures.

Easiest thing in the world to stick them with, and it holds well.

BUT, assuming you are qualified you very well might be able to find a second mortgage up to 90% or even 95% loan to value because you plan on making this your primary home.

Do I have to pay that as well?

We will lend at X% and whether you make $ or not, not our problem (well it is if you do not pay us back but that is where the PG comes into play).

Mortgage is $3k / mo so it should be able to cash flow well once inhabited.