I'll tell you that I just reviewed all of the available product matrices that I have at my fingertips and I don't see any owner occupant duplex loans that allow a down payment of only 5%, they are all 85% maximum loan to values, and these are all fannie mae lenders.

Since I don't work for Bitcoinprops.com, I am not being paid to report on the transactions, I just find bitcoin interesting and therefore thought others might also enjoy a real estate article related to bitcoin.

If they know there are two transactions to profit off of they may be more willing to comp a property for you.

Greater Houston is a great place for real estate investments given the deflated prices compared to other US markets & the impressive population growth.Here are a few tips in this market:- lack of zoning makes knowledge of subdivisions(neighborhoods) VERY important; so know your numbers by subdivisions, i.e DOM, avg sales & rental price per sqft etc- market in Houston below $150k is overpopulated right now- too many people & too many transactions- so don't be fooled by recent sales data since they may be inflated; true value of SF investment properties should be driven by cap rates; SF rental market in Houston in north of 10% cap rateLet us know if we can assist on any way- we provide data to help investors find their own off-market deals.

Basically, the gist of it is, once it's listed, the agent will always be a part of the transaction in some way.

I think your advice can apply to any "sales" type of transactions/business dealings.

Not having a contract is a violation and acting with no license is criminal.The act in commercial transactions falls more to ethics but certain states still have requirements of contract to collect fees, it is just that the contract prevails.

I was wondering what your thoughts were on their product, not as much from an investment standpoint but more of a discussion on the concept.They have developed a system with a permanent foundation and interchangeable modules build to your desired application.

But, since 100% of the guru type trusts out there have the authorization for the trustee to do what a trustee must do in the trust creation document, they can be required by anyone who is in any kind of transaction with the trustee.

He might as well move from the area or work for someone else.I'd try to work it out so that he doesn't lose but he got himself in the deal and you based your transactions on what he proposed, so he needs to take responsibility too.