FHA is good for low income, lower credit and offers higher DTI ratios to accommodate.

I did bonus depreciation on both properties Will I need to worry about paying the taxes back if I 1031 into LTRs?

All investors I am new individual in this market and would like to learn real estate investment.offset my W2 taxes

@Douglas Middleton Your best bet is probably to call a local bank, ask for a commercial lender, then tell them you're looking for a "business line of credit" or "working capital line of credit." 

One strategy I like to do is build in seller credits into my offers so the loan covers the closing costs, e.g. if you wanted to offer $500K for a property, offer $510K with $10K towards closing costs and that $10K is supported by the loan and can be used on the costs I mentioned above.

It has low taxes, decent cash flow, and light to moderate appreciation.

You'll need to find a small local bank or credit union that might lend to you.2) Will your grandfather cosign for you to compensate for your lack of a job?

Thanks We typically like to use credit unions.

Pay Attention To Your Credit Score Although we don’t have any income requirements, we do want to know that you are on solid financial footing.

Pay Attention To Your Credit Score Although we don’t have any income requirements, we do want to know that you are on solid financial footing.