The best course is to shop decisively and quickly. 

Sedona: Great food, decent shopping, most importantly- beauty and a nature experience of hiking, biking, and creek play, and possibly a trip to the Grand Canyon.

What I did:- order from wayfair- visiting every furniture store available- visiting matress shop- visiting Ross,TJ maxx ,etc.- rent uhaul and accept delivery as well- it took 10-14 days to set up everything

They know the criteria they had to follow when they obtained a mortgage for their personal residence or other bank loans and believe this is the only way to make a safe real estate loan.

Call a ton of lenders and shop around.

Tax AmountInsurance EstimateMaintenance EstimateManagement EstimatePURCHASE DATASales PriceRehab EstimateFINANCING DATALoan AmountInterest RateMaturity DateAmortization Length*For what it's worth, my family and I work, shop, socialize, worship, and go to school in 38122 every day. 

And I serve in all of these areas.All the towns are different and where you choose, should be based off of budget, as well as what you want in your town, and how close you feel you need to be, to various resources and activities- such as hiking, biking, swimming, shopping, views, etc.Camp Verde, Cornville and Cottonwood are less expensive than Sedona.Cornville is a much smaller, slower, quieter town with less resources, although just 5-10 minutes from Cottonwood and its resources, as just 15 or so minutes from Sedona.

It may not be a perfect thing, but it is interesting and when you expand the score criteria, it shows you the nearby stores, schools, coffee shops, ect., that it uses to base its score upon.

You may want to check out the company to give you ideas on safer ways to invest your money.This is not an endorsement or recommendation.

I started dealing with them.As I'd been shopping for a month or two, I asked questions up front about cash out refi, they said they could help me.