This is value add opportunity- rents had previously been under market value (450/month) and since acquiring the property and renovating it, the management team recently raised the rents to match market value in the area (525/month) The property is projected to generate over 25k of monthly income, a cash flow of almost 11k a month, and the annual cash on cash ROIis projected to be nearly 32% This would be my first large multi-unit apartment deal and I’m looking to either obtain a commercial loan for the property or (ideally) find private/hard money lender that would might also (eventually) serve as a partner/mentor/associate/eventual first to a smart, hardworking, and ambitious young real estate investor.

I'd rather put less down but I want to be able to maximize this opportunity without making Uncle Sam raise an eyebrow.

@Patti Robertson you raise a good question. 

I don't expect free knowledge and am willing to discuss bartering services.

. #5  Get to know the neighborhood police officers, city officials, and social service organizations in your area.

How much are you trying to raise your credit score? 

When we sell them, I get a small percentage of the fee from our service.

I will definitely reach out if I need your services.

I was born and raised for about 10 years just outside of Charm City. 

I'm wondering if anybody has used their service and what's it like?