I've been doing some research into renting/renovating in Baltimore City.  We were talking about renovating our basement ourselves (it is bare concrete currently) and so I thought I'd do some research. While I was read...

Thanks for replying! 

If I am missing something please correct me.

As far as the meet ups you would be correct, I don’t believe any BiggerPockets backed ones are in the area but there is a local meet up of investors monthly https://www.reinvestorgroup.com.

they are both short term rentals, correct?

Thanks @Sen AndoMy numbers about mortgage, insurance at stuff are correct and those are the actual numbers.The question is if to go more on appreciation like you said or just wait for a better deal cash flow that might be appreciated as well.My agent says that if I buy for 250K now and next summer for around 20-30 in fixing up things I can sell it then for around 350K but of course it's all estimated.

Thank you in advance for all ideas and replies. - FR

If I am missing something please correct me.

Harjeet is correct, figure out your LTV, and then contact your current lender to see if they will help you out with making your terms better.

You won’t have to wait too long .. a correction is coming in the next couple years