The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

(you might have to pay some closing costs unless they can roll them into the FHA loan).[2] A lender who will lend to you.[3] Acceptable lender credit.But job #1 is to stabilize yourself indoors, then get a second job and save up some emergency money so this is less likely to happen to in the future.If you get  a second job at a resturant --maybe you can eat for free there.If you are depressed--get some counseling....some place charge a sliding scale on what you can afford.This is just a skim over view on this stuff...It will probably take you a couple of years to get your act together to where you are comfortable buying..so in the mean time study.Good Luck!

If the tenant damages the blinds, I charge them for a new set, so price isn't as important to me.

If so, what do they charge?

See how much she's going to charge for cleaning fees. 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

If it was in decent shape and still had five years of life left in it (assuming normal occupancy, turnover every 12 months) then I would probably charge them 50% replacement cost.

However I want to know if first mort has any charges that I need to know from the first mort?

Also, what is their monthly servicing charge?  

Be careful though, if they have lower interest rates, they may charge you points.