I would suggest speaking with a HELOC provider first.  

I would also ask to factor in any matching your company provides as well. 

Contact the utility provider and get a historical average based on the last year of use.

The architect can provide specifications for various interior and exterior finishes and materials.

We must provide more housing for the public good. 

Benchmark, Touchstone, First National Bank, First Citizens, First Carolina, Wake Forest Federal, and Providence ... all depending on the location and the deal.

It's because of communities like this and the education they provide that I was able to get to this point.

My experience of the HOA in my scenario has been that they are very slow in communication and are reluctant to provide pertinent documentation.

Looks like it disappeared into the nether on my insurance provider website...great."

I am sure that this house will appreciate really nicely over time.Hopefully the spring market will heat up in your area and that will also help provide some excellent sales comps to boost your value.