Also they find agents from some paid platforms where agents had to buy zip codes.

We paid $220k and realtor listed it at $238k.

They did put some work into it, so perhaps haven't paid down quite that much on the loan.  

Two follow up questions(1) If the town does not re-assess on a refi, does it just assess based on its pre-determined schedule for assessing properties?

Two follow up questions(1) If the town does not re-assess on a refi, does it just assess based on its pre-determined schedule for assessing properties?

Find an agent who is an investor. go to meetups in your area to get exposed more and network. picking up random properties on Zillow with out knowing all the expenses and repairs isn't the best way to utilize the calculator. you will need accurate numbers to see if you will cash flow. start your search for a property now as sometimes it can take time to find the right one depending the area. get pre approved and go house hunting with a link minded realtor. then you can plug in the numbers into a calculator and see if any will work. best of luck.

We have photos of all the damages they left (which we have been fixing ourselves and did not charge for everything) and receipts for the cleaning we paid for before they moved in and after.

Luckily to the tenants credit, they paid for the repairs in full with no complaints.

I do inspections semiannually.In my relatively short tenure as a landlord, tenants that are "up to no good" have both (a) paid rent like clockwork and (b) been unresponsive to any communication.In addition, my lease has the following provision:  (o) You shall keep us informed of your current contact information at all times, including phone numbers, emails, and emergency contacts.

Sellers will give an advantage to pre-approved buyers over other buyers who are just kicking tires.