Be fair, firm and consistant with the kids.

Jon and others give consistent advice to prepare for "unexpected expenses," it's the root of the 50% rule.

So, a roof that is 2000 square feet in area will consist of 20 squares.

Sold for $219,900 on your list, $200,000 on zillow.This consistent discrepancy between the sold prices in your data and in zillow (which is from public records) is interesting.

Thank you Bob and Jeff for the advice, so are you saying there's no magic pill (or course) that will make me rich by simply ordering it?

Insulation helps, but most families are going to use a pretty consistant amount of electricity.

Show me any stock broker that can consistantly do that year in and year out.

I have a network that does it consistently with pretty good results--it may just be the best of both worlds (shotgun vs. sniper networking methods)

I find that $495 is a hard pill to swallow for some of these people (at least in this area) with their other out of pocket expenses (sales tax, title transfer, registration, insurance, lot rent, and possible deposits to the elec and water company)

This has happened consistently over so many decades that nobody even finds it shocking any more that the rich have to pay a huge percent of the nation's expenses.I think we should change to a per-capita tax where every citizen pays the same amount towards government expenses that are enjoyed equally by all citizens.