I have a preliminary call in a few minutes with a person that wants to get into private lending and wants to engage our loan consulting side to assist.

These forums are not for personal attacks mentioning someone education as you feel its the only qualification to be an investor….

I personally have mine through USAA.  

Hard to call it a "booth" actually -- that show is so huge it was really more like the Schlage pavilion 😃I talked to the Encode product manager for quite a while about integrations, including the new direct one with AirBnB, and some of their PMS integrations like with OwnerRez. 

I don't mean the following to sound discouraging, but I would encourage you to be extremely cautious and conservative before buying a random property in Dayton because someone - a property manager, an agent, the seller of the property, some random person on BP - tells you it's a 'great deal,' and you will 'cash flow.'  

Just don't get stuck with lots of fees typically associated with 401k's mutual funds and some insurance products.

I have no idea how she got my personal email address:"Hi I am at xxxxx Tucson, AZ.  

This looks more like some type of non QM or DSCR product than conventional as it has a prepayment penalty. 

As an example in a different real estate “product”, we owned a 70 unit motel that we had converted to mostly low income housing.  

Interesting, you do the in person follow up after they agree to terms?