They don't believe you should make a profit as an investor so they restrict it so you cannot buy that good of a deal without violating the Distressed Home Consultant Law.5) SEC Blue Sky laws.

Right now, any performing note is at risk of default, especially blue states that continue the asinine lockdowns.

You didn't list how much you spent at Blues City Deli whenever you had to visit the property.Just kidding, and well done. 

Bottom line, when I have blue collar type tenants, they have no issues fixing, mowing and generally take care of the place.

I happen to own 2 condos on the ocean in a luxury condo building. 

The car loan doesn't match the kelly blue book value, you would think by looking at the car it would be worth 30k-40k, but like everyone has stated, cars depreciate so fast....maybe I can leave it outside and let a tree hit it and then I'd be free haha. 

My office is in Asbury Park, and I cover Monmouth & Ocean counties. 

The condo is 1 of 6 in the entire building of 200 with an ocean view, that is bc its on the top floor and all other floors are blocked by a building in front of ours.

Heck, they may call you out of the blue. 

It was my understanding that this method and the NPV formula (blue) should arrive at the same number.