I do post ads on CragisList, but those tend to be the flakeyest of the applicants that I encounter.

We’re not here to limit their marketing ability.

Traditional lenders don't like my application much, and only offer me small approvals.

But, managing a home or deciding to buy a home has multiple dimensions to it, and the screen size and the ability to see multiple things is limited with mobile apps.

Class B properties are often owned by investment groups, such as limited partnerships and limited liability companies.

Since my research abilities are limited to CA for the purposes of vacant land... someone want to help with this?

Your easiest route is probably to get high limit dwelling fire policy with an umbrella.

I think I would stop the application of sweat equity at that point.

Further, I distrust the verity of OO status from many of these applicants, wary that perhaps investors are "borrowing borrowers" to procure mortgage money on otherwise-untouchable leveraged purchases.

Don't get overly concerned about public liability but you do need to be aware, keep properties in good and safe condition, know the rules and conduct your business with attention to details and you should be fine and carry insurance....And I believe Texas has an LLC that limits liability to a subject property safeguarding other business assets, which is unique, I suggest you simply form your business in Texas.