Not sure but larger buildings may have different standards.

They certainly are going to look at her bank statements and rent payments.

The loan officer at the bank has looked into every avenue he can think of but we are stuck for 60 days until we can get two full monthly statements with my wife's name on it. 

This means that you must show two years of tax statements with a schedule E.  

If that's your plan, I agree with @Jeremy Pace, that you should simply explain to agent what you want and exactly how much you want to spend to get it.I've learned that statements like "I want a good deal" or "I want something inexpensive that needs work" are too broad for an agent to get a good idea of what you want. 

On Texas, I would just point out to be careful about blanket statements as Texas is a pretty large and diverse state.  

If you choose the best rate of the day, you'll see your loan officer's origination fee on the settlement statement at closing, if you choose a no-cost refinance, by taking a higher rate, the lender that loans the money will pay your closing costs, including the loan officer's fee and you won't see any fees or origination on the settlement statement.  

They have large asset bases and larger networks, which minimizes their risk if it doesn't pay off.Personally, I am not a speculator.

Does the following statement mean my wife is releasing her marital interest in our investment property? 

The more and more the market creeps up, the more larger cash position is required.