I have a bit of handy-ness to me and love working on home improvement projects, how stringent are the 203k guidelines on finding licensed contractors vs DIY?

Ever week it's a mess and the city dump truck only comes once a week. 

Have a local 176-unit building at $9.95M; I was going to offer them $9.3M, but they dropped the price down to $9.095M and are extremely motivated to sell in order to pump that cash into their trucking/logistics business.

I've received emails from some companies I've used for work and some are still working as they can maintain distance between workers by using separate trucks and on the ground and work outside.

I want their to be improvement for me to add so I can create value in my deal, but not when the leases are 9 months from ending lol 

Maybe the property class wouldn't support that large of an improvement but it would be a welcomed feature.Are the other utilities separate?

Consider other options in your weekly monthly budget...do you have other options to cut back and save more money or pay more toward you truck loan?  

After the last crash 70% LTV was the best we could get for our first BRRRR and eventually as the market improved and we gained more experience we had lenders willing to do 75 or 80% LTV but it takes a while. 

We built a small recreational cabin and then rented the additional land to a local grower who added improvements to the land since the rent was so cheap.

We added value by improving the land and building a small recreational cabin.