. @ Shaun, you are scaring me regarding the mortgage fraud.

That doesn't necessarily scare me away, but on my first purchase, I'd like to go a bit more conservative.

See, I had just had my daughter and realized that while life was good now (family in good health, making good money), my family's income was by no means "secure" because I had to wake up and still go to work every day.

I think the way it looks with the information scares everyone off.

Whats the HOA's financial health?

IndyMac is the one foreclosing at the upcoming Sheriff Sale, but I noticed in the County records that Wells Fargo also recently filed foreclosure proceedings (although their date of last activity was about 4 months ago).Should a situation like this be enough to scare me off to another property, or am I being paranoid?

I can bank 50K rather quickly with this job.This is actually a big risk for me as I would lose the disability money (which I want to) and there is still some health uncertainty and the job is across the country.I owe about $40K on the house and could probably sell or remortgage for $80--90.You may be wondering about these numbers.

By the time a property is sold at an online auction, those occupants have likely been living for free for years, and even the courthouse auction didn't scare them off.

Many possible health effects in this categorySufficient Insulation that is properly installed and the proper material for the location.

The money is what scares me.