Where do I find the SC Income Tax Depreciation Table?

I want my income to go towards something I own.

So, it will be taxed as ordinary income. 

It's essential to conduct thorough market research to identify areas with potential for rental income and property appreciation.Financial Considerations: While purchasing a property in Oakland may allow you to build equity, you'll need to evaluate whether the rental income from house hacking covers your mortgage, taxes, insurance, and other expenses.

Passive  income is fairly consistent - especially to the bank.  

Make sure they are experts in your market segment too. if you want to do low income housing, then a great manager who focuses on B class properties isn't going to work.

I now make more than double the income from that time but am unable to afford a house smaller in size at a 7% interest rate (what I can actually afford, not what the bank says).

Essentially, from the buyers prospective, this is a “penalty” paid for either having poor credit (bankruptcy, 90 day lates, overburdened with debt) or lacking income.  

Since you never formally owned the asset, that income could be seen as regular income.

Typical rates are 8-12% of income either monthly or yearly depending on manager.