I plan to spend 2-4 months in each rehab to avoid any risk if the market changes.

Biggest lesson is it's hard to do construction while you're living in it sucks especially when I had to change out the bathtub.

I believe the guidelines recently changed on this. 

I was thinking about changing my offer based which would hedge myself against an eviction and vacancy over winter. (8-10K reduced offer) I'm not sure if I should continue or not.

I have gotten zoning changed/added units in the past. 

Could mean a change in the Bank of Canada qualifying rate which would effect your purchases and refinances.

But true - even if you don't inform them, once you'll change the insurance, because you have to do that once the LLC owns the property, they will be notified and freak out.

I have started changing to electric here.

The cause of a bankruptcy is irrelevant, medical or otherwise, what is important is the length of time since the bankruptcy and there record since.Simply because it was caused by medical does not change the fact that following a bankruptcy a individual is financially fragile and a very high risk.

I had a contractor in last week who looked at a few walls and told me they are not load bearing, no problem at all to knock them out and move them to change the floorplan slightly.