From flooring to the granite countertops to the decor, I paid extra attention to detail in making these selections.

I'd thought STR in Gatlinburg to be one of the better returns around, albeit with some extra work relative to most long-term options.Thanks for the input!

At this point you have proof it is them; show them some prior bills and tell them they will have to curtail usage or pay the extra and hope that flies.

There is a 2 car garage that could bring in an extra $150.No repair needed, it would be a turn key property.Property tax $10,980/yr.Loan would be 20% down 3.75% interest.Anything I'm missing?

With all the extra hours I am now stuck in the car, I can take in a lot more educational material via audiobooks and podcasts.

Basically I have narrowed down to, pay down our only vehicle payment so that it will be full paid off between March/April instead of in 18 months, OR keep it in savings as extra cash on hand for REI.

You intend to do something beneficial in nature in the future with it.And you have extra cash laying around and other investments on point.

Maybe get an extra $10k for free after a year between the tenant and appreciation.

Sounds easy....But, right now the house is just a large single family property with a bunch of rooms, bathrooms and an extra kitchen.

My husband and I have rapidly been working to pay off our personal debt but still have a ways to go, also why we do not have a lot of cash for down payments, as all extra is going on debt.